Autovest Terms of Service

Effective September 11, 2026 · Huzzeffah LLC ("Autovest", "we", "us") · autovest.huzzeffah.com

Plain version: Autovest is an automated gold micro-investing service. You link an account, our autopilot watches your spending and invests small amounts into PAX Gold for you, and you can pause or leave at any time. You own your gold. We charge a flat management fee and take nothing from your trades. We are not financial advisors, and investing always carries risk — please read the risk section.

1. Who this agreement is between

These Terms are between you and Huzzeffah LLC, the operator of Autovest (autovest.huzzeffah.com). By creating an account or using the service, you accept these Terms and our Privacy Policy. You must be 18+ and legally able to enter contracts.

2. What the service does

Watches the accounts you link (via Stripe Financial Connections) and computes a rolling spending total.
Invests small amounts into PAX Gold (PAXG) through automated purchases when your configured rules trigger, charging your payment method for the investment amount.
Liqudates on your request: sells PAXG and sends the proceeds to your linked account.
Reports every charge, purchase, sale, and fee in your account ledger, with line-item transparency.

What we are not: Autovest is not a bank, broker-dealer, registered investment adviser, or financial advisor. We do not recommend investments, manage discretionary portfolios under advisory contracts, or guarantee outcomes. PAXG purchases are yours, executed at your configured rules; we execute — we don't advise.

3. Your account

Sign in with Google. You are responsible for keeping your Google account secure.
You choose the automation limits (per-charge ceilings, monthly ceilings, charge counts, pause behavior) during onboarding and can change them later.
One human, one account. No bots or automation of your own against our endpoints.

4. Fees — stated plainly

Fee	Amount	What it covers
Management fee	$20.00 / month	24/7 account monitoring, bank-feed processing, the automation engine, infrastructure, and support. Cancel any time; no cancellation fee.
Transaction costs	Shown per purchase in your summary (processing, network/chain fees, exchange spread)	Third-party costs of moving your money. You see each cost as its own line; nothing is hidden inside a rate.
On-demand lane (if offered at signup)	5% + $0.50 per transaction, all third-party costs included	An alternative to the management fee for light users — one transparent number.

There are no asset-under-management percentage fees, no performance fees, no selling of order flow, and no fee that grows with your balance. We are paid only by the fees above.

5. Payments, charges, and your money

Investment charges are processed by Stripe according to the limits you configured — the autopilot cannot exceed your ceilings, and the engine clips every charge to the maximum your balance and your settings allow.
Pausing the autopilot freezes your rolling window; nothing is charged while paused.
Our own charges carry a recognizable descriptor and are excluded from the spending trigger so you are never charged for being charged.
Failed or disputed payments may pause automation until resolved.

6. Gold, custody, and blockchain

Purchases create PAX Gold (PAXG) tokens recorded on the public Solana blockchain. PAXG is issued and each token is backed 1:1 by fine troy ounces of gold held by Paxos Trust Company — that custody relationship is between you and the token protocol, not us.
Your gold is visible on-chain by wallet address. Blockchain records are public and permanent; transactions cannot be reversed or erased once confirmed. This is inherent to the technology, not a policy choice.
Liquidation swaps and payouts execute as fast as the network and banking rails allow; we do not guarantee same-day credit to your account.

7. Risks — please read

Market risk: gold prices move. The value of your PAXG can go down as well as up, and small automatic purchases do not protect you from a falling market.
Not FDIC/SIPC insured: PAXG is not a deposit and is not insured by the FDIC or SIPC.
Technology risk: blockchains, wallets, and smart systems can fail or be attacked in ways that may result in loss, despite best security practice.
Automation risk: automatic rules act when they trigger, not when it might be wisest. Use the ceilings; you can pause any time.
No advice, no guarantees: nothing we provide is investment advice, and past performance never guarantees future results.

Invest only amounts whose loss you could tolerate. The rolling-window and ceiling settings exist so the system never takes more than you allowed — set them honestly.

8. Service availability and changes

We aim for high availability but do not promise uninterrupted service. We may modify or discontinue features; material adverse changes to your costs or data handling come with at least 14 days' notice by email or in-app notice. Fees change only with 30 days' notice before they apply to you.

9. Closing your account

You can close your account any time from the app or by emailing [email protected]. We'll prompt you to liquidate or arrange transfer of any remaining gold first — your gold is yours. Personal data is handled per the Privacy Policy (§7) after closure.

10. Your conduct

Don't misuse the service: no fraud, no money laundering (we comply with applicable KYC/AML obligations and may request identity information as the law requires), no probing or attacking the systems, no scraping, no use on behalf of someone else's unrelated account without their consent.

11. Disclaimers and liability

THE SERVICE IS PROVIDED "AS IS." TO THE FULLEST EXTENT THE LAW ALLOWS, HUZZEFFAH LLC DISCLAIMS IMPLIED WARRANTIES (MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE) AND IS NOT LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR MARKET LOSSES. OUR TOTAL LIABILITY FOR DIRECT DAMAGES IS LIMITED TO THE FEES YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM. Nothing in these Terms limits liability that cannot be limited by law.

12. Disputes

We'd love to fix any problem directly first — email [email protected]. If we can't resolve it, these Terms are governed by the laws of the State of Texas (United States), without regard to conflict-of-law rules, and you and we agree to the exclusive jurisdiction of the state and federal courts located in Texas for any dispute brought in court. You may also raise concerns with your state's attorney general or consumer-protection agency.

13. General

If any provision is unenforceable, the rest stays in force. We may assign this agreement in connection with a merger or sale of the business with notice. No waiver of any breach is a waiver of any other. These Terms (plus the Privacy Policy) are the whole agreement between you and Huzzeffah LLC regarding the service.

14. Contact

Huzzeffah LLC — [email protected] · autovest.huzzeffah.com